Concord NH~Joni~Merrimack County

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First Time Home Buyer~A Primer

 

 

                                                             home sweet home

 

 

  Well you've made the first step....you're ready to buy a house!

  You know it's a Buyers Market....or at least that's what the media says.You're ready to Search through all those wonderful listings you've seen advertised. You just know you'll find your dream house "Dream" house. And then you'll buy it!

 Sounds simple!! But not so fast......I have a list of the actual steps you will need to follow. Please feel free to copy it for future reference!

 

                                     The Actual Steps In Every Home Buying Transaction

  1.  You will need a pre-approval and record of your financial information
  2.  You need to decide what you BOTH want (property style and types)
  3.  You need to drive by before we set up any appointments
  4.  You need to educate yourself on Market Conditions and the role of Agency
  5.  You need to decide Agency
  6.  You need to chose homes to actually see
  7.  You will decide on a home to Buy
  8.   You need to determine which Home Inspection Tests you wish to have done magnify
  9.  You need to arrange for your move.
  10.   You have a Home Inspection
  11.   You negotiate or sign off on the Home Inspection
  12.  You need to discuss estimated closing costs
  13.   You will have a closing

   signing

 The hardest part about this whole process is staying focused on the goal...That will be my job, to keep you focused, educate you in the process and help you to reach that Goal of Home Ownership

 

 

Concord New Hampshire Realtor First Time Home Buyer Information

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 Joan Mirantz - Joni is a Realtor® with Keeler Family Realtors, a locally owned, Customer Service oriented Firm.
Joan Publishes a monthly Newsletter "Food For Thought" under the pen name Realtor Sherpa.
(Joan also answers to Miz Maven and Miss Joni.)

Joan works in Buyer and Seller Representation with concentrations in the Merrimack Valley Area and towns surrounding Concord NH - the Capital City.
"I love what I do, and it shows in how I do it"

www.yourrealtor.biz

 

18 comments • Joan Mirantz- Concord New Hampshire Realtor • February 17 2008 04:25PM

Comments

Joan, If I were buying up in New Hampshire I'd certainly buy from an expert like you--I can't imagine anyone knows your area better and all the things you have to do to help in the process of a sale.
Posted by Carole Provenzale Owner, Feng Shui Long Island & New York (Feng Shui Long Island & New York City) about 1 year ago
Thank you Carole...you are sweet. I could use a Buyer client right about now....hed on up!
Posted by Joan Mirantz- Concord New Hampshire Realtor (Keeler Family Realtors) about 1 year ago
Joan, I remember pushing the chair that I was sitting in back into the corner of the real estate agent's office when my first home was purchased- what PANIC!  Totally worth the plunge...
Posted by Options Realty about 1 year ago
Joan~You are the gal for New Hampshire and it's so clear to see the passion you have for helping people. Did I say Joan is on my team? Oh yes, I would proudly refer a client to you. Excellent post my friend!
Posted by Julie Neerings~Lifting Hearts ♥ Building Dreams~Utah REALTOR® (Keller Williams Salt Lake City) about 1 year ago
Hey Laurie...I remember thinking we were taking on the debt of the world!!
Posted by Joan Mirantz- Concord New Hampshire Realtor (Keeler Family Realtors) about 1 year ago
Julie.you are very kind. Thanks for your confidence!
Posted by Joan Mirantz- Concord New Hampshire Realtor (Keeler Family Realtors) about 1 year ago
You are right on, my friend, right on!  But then again, if everyone knew all this and actually DID it, then we might not be needed as often.  I like to think of it as job security.  :)
Posted by Carol Smith (Concept Builders/Shamrock Valley) about 1 year ago

"You need to drive by before we set up any appointments" Good girl! 

Posted by Ken Cook, FHA Home Loans 678-439-8683 about 1 year ago

Joan,

Ken beat me to it!  Check out the neighborhood.  I suggest looking in the neighbor's back yard using Google Earth.

Mike in Tucson

Posted by Mike Jones (SUNSTREET MORTGAGE, LLC) about 1 year ago
As a Mortgage Loan Representative, thank you for listing pre-approval as #1.  This is so true, but not always done.  It cuts down dramatically on wasted time for everyone.
Posted by PHILIP TURNER-MORTGAGE BANKER SINCE 1980 (MCCUE MORTGAGE COMPANY) about 1 year ago

Joan,

This is a very helpful post for the first time homebuyer......you've really outlined the most important steps so clearly.

Love the graphics!

Jo 

 

 

Posted by Jo-Anne Smith- Oakville, Burlington and Mississauga Region Real Estate, Ont (Sutton Group - Quantum Realty Inc., Brokerage) about 1 year ago
Carol...That's exactly why they do need us...to keep them focused and on track!
Posted by Joan Mirantz- Concord New Hampshire Realtor (Keeler Family Realtors) about 1 year ago
Ken...it didn't take too many times of taking someone to a property they hadn't been by.... and seen the "shoulder droop" before they've even gone in, to figure that out!-plus- gas is too expensive for wasted trips!
Posted by Joan Mirantz- Concord New Hampshire Realtor (Keeler Family Realtors) about 1 year ago
That's funny Mike...google earth! Unfortunately for some reason the google earth in this area doesn't go close enough to see anything!
Posted by Joan Mirantz- Concord New Hampshire Realtor (Keeler Family Realtors) about 1 year ago

Philip....thank you for your input! I have never understood agents who take people out without this step..it the elephant in the room!

If someone can't qualify...especially the way things are now...it is a total waste of everyones time!

Posted by Joan Mirantz- Concord New Hampshire Realtor (Keeler Family Realtors) about 1 year ago
Hi Jo...you kept me on task again!!
Posted by Joan Mirantz- Concord New Hampshire Realtor (Keeler Family Realtors) about 1 year ago
I love working with first time homebuyers -- This is a nice check list and map so that first time buyers have a sense of the process. 
Posted by Joan Whitebook, ABR,e-Pro,CEBA Southern New Hampshire (Buyer's Option Realty Services) about 1 year ago
Me too Joan...just wish I had a few more of them these days!
Posted by Joan Mirantz- Concord New Hampshire Realtor (Keeler Family Realtors) about 1 year ago

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